A checklist can improve a decision without proving a destination safe. We keep that distinction visible in the tool and articles.
Source-backed facts
We checked public Metro payment-entry, contact and account-protection pages and FTC phishing guidance on November 4, 2026. Source notes state their limited support. We did not submit a payment, call support, inspect a customer account or test a suspicious website.
Original analysis
The claim/evidence/decision worksheet, exposure sorting and helper protocol are editorial methods. They are not carrier procedures, forensic findings or personalized professional advice. Scenarios are fictional.
Tool limits
The local checklist selects reading guidance from a few broad situations. It accepts no URL or free text, transmits no choices and saves none. Its output cannot identify fraud, verify a payment or inspect a device. All guidance is also available in the articles without JavaScript.
Corrections
Use the publication contact for a source correction. Describe the issue without sending private evidence. The current official service controls its own instructions and terms.